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伴随着现代科学技术的发展与经济社会日益完善,商业银行在整个金融市场中所扮演的角色越来越重要。将商业银行的发展始终维持在健康水平,对经济社会内各项资源合理配置以及繁荣稳定而言有着深刻的作用与意义。以北部湾经济区内商业银行为着眼点,对其在全球经济一体化进程激烈发展的当今社会中所面临的机遇与挑战进行了较为详细的分析与阐述,并据此论证了商业银行在北部湾经济区乃至全国范围内市场经济发展中所起到的至关重要的作用与意义。
With the development of modern science and technology and the improvement of economy and society, the commercial banks play an increasingly important role in the entire financial market. Maintaining the development of commercial banks at a healthy level has a profound effect on the rational allocation of resources and the prosperity and stability in the economy and society. Taking the commercial banks in the Beibu Gulf Economic Zone as the starting point, this paper analyzes and expounds the opportunities and challenges confronting them in today’s society where the process of global economic integration is fiercely developed, and proves that the commercial banks in the north Bay Economic Zone and even within the country’s market economy played a crucial role and significance.