保险是一种具有诸多生态学特征,有生命力的组织活动。本文运用生态学的方法和成果研究我国保险业存在的问题,从生态主体、生态调节、生态环境等方面提出多项改进和完善措施,对我国保险生态达到动态平衡和良性循环状态,实现保险业持续、稳定、健康发展具有积极的意义。 Insurance is a kind of organized activities with many ecological characteristics and vitality. This paper uses the methods and achievements of ecology to study the problems existing in the insurance industry in our country and put forward many improvements and improvements from the aspects of ecological subject, ecological regulation and ecological environment and so on, and achieves a dynamic balance and a virtuous circle of insurance ecology in our country, Sustained, stable and healthy development has a positive meaning.