目前国内金融机构开展的绿色信贷业务与赤道原则有很多相似之处,但是也存在诸多差异。绿色信贷在实践中存在诸多问题,我们不能生搬硬套地将赤道原则应用于国内项目融资领域,应借鉴赤道原则的优点,立足我国国情,构建具有中国特色的绿色信贷机制。 At present, there are many similarities between the green credit business conducted by domestic financial institutions and the Equator Principles, but there are also many differences. There are many problems in the practice of green credit. We can not arbitrarily apply the Equator Principles in the field of domestic project financing. We should learn from the advantages of the Equator Principles and establish a green credit mechanism with Chinese characteristics based on China’s national conditions.