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1、理顺政策性与效益性的关系。扶贫贷款使用范围清晰,贷款用途明确。投放时,既要符合国家政策要求,又要以效益为前提,选准信贷投向,注重资产质量。2、理顺政府行为与自主经营的关系。扶贫工作,必须紧紧依靠党政领导,既要服从当地政府的发展规划和总体目标,服务于当地经济的发展,又不能放弃农发行经营自主权。要通过向政府领导请示汇报,掌握工作的主动权,提高决策的科学性。3、理顺部门协作与科学决策的关系。扶贫贷款涉及部门多,农发行应主动同有关部门沟通情况,虚心听取部门意见,与部门建立合作伙伴。但是贷多贷少,贷与不贷,必须亲自调查研究,安排部署,使信贷决策建立在科学可行的基础上。
1, straighten out the relationship between policy and effectiveness. Poverty Alleviation Loan uses a clear range of loans for a clear purpose. When put in, it is necessary to meet the requirements of national policies, but also to the effectiveness of the premise, select the appropriate credit orientation, focusing on asset quality. 2, straighten out the relationship between government behavior and self-management. To help the poor, we must rely on the leadership of the party and government. We must obey the development planning and overall objectives of the local government, serve the development of the local economy, and can not give up the autonomy of the ADBC. We should report to the government leaders, grasp the initiative in work and improve the scientific decision-making. 3, straighten out the relationship between departmental cooperation and scientific decision-making. More departments involved in poverty alleviation loans, the Agricultural Development Bank should take the initiative to communicate with the relevant departments, humbly listen to department comments, and the establishment of partners. However, as loans are borrowed more and less, loans and loans are not mortgaged, investigations and studies must be conducted by themselves and arrangements must be made to make credit decisions based on scientific feasibility.