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随着网络信息的快速发展,高职校园里出现一些不良网络借贷,花样也是层出不穷。它们不断向高职校园拓展业务,采取虚假宣传的形式和降低贷款条件、隐瞒实际收费标准等方法,诱导学生过度消费,甚至陷入“高利贷”陷阱侵犯学生合法权益造成不良影响。高职学生要充分提高认识“校园贷”的隐患和风险,增强自我风险防范意识。要树立理性和科学的消费观养成艰苦朴素的优秀品质,要提高学习金融和网络知识的能力,不参与不良网贷行为。
With the rapid development of network information, there are some bad online loans in higher vocational colleges. The tricks are also emerging one after another. They continue to expand their business in higher vocational colleges. Adopting the methods of false propaganda, reducing loan conditions and concealing the actual fee standards, they induce over-consumption of students and even fall into the trap of “usury” which infringes upon students’ legal rights and interests and adversely affects them. Higher vocational students should fully raise awareness of “campus loans” risks and risks, enhance self-awareness of risk prevention. To establish a rational and scientific concept of consumption to develop into a tough and simple excellent quality, to improve the ability to learn financial and network knowledge, do not participate in bad credit behavior.