控制医疗保险住院费用不仅是商业健康保险必须要解决的一个重要问题,也是社保系统改革创新的主要内容。医疗费用是医疗保险的核心,医疗保险住院费用控制的核心问题是医疗住院费用的控制。本文根据我国医疗保险住院费用控制不断增长的趋势和状况进行详细的分析,建立和谐的医患关系,深化医疗、卫生体制,建立并完善医院的卫生服务和医疗信息制度,切实的解决“看病贵,看病难”的问题。 Control of medical insurance inpatient costs is not only an important issue that commercial health insurance must solve, but also the main content of social security system reform and innovation. Medical expenses are the core of medical insurance, and the core problem of hospitalization expenses control of medical insurance is the control of medical hospitalization expenses. This article analyzes in detail the increasing tendency and status of hospitalization cost control of medical insurance in our country, establishes a harmonious relationship between doctors and patients, deepens the medical and health system, establishes and improves the hospital health service and medical information system, and effectively solves the problem of “ Expensive, difficult to see a doctor ”problem.