可支配的收入越来越多,让老百姓逐渐摆脱了“一分钱掰成两半花”的窘境,并开始有了理财的愿望和需求。可是如何打理个人资产,目前可选择的渠道不算多。人们的行为误区却不少。误区一:急功近利型眼下不少商业银行都开设了理财工作室,由资深专家为客户度身订制理财计划。可几乎每位客户上门来的第一句话都是“我的钱能增值多少”或者“你们可以给我多高的收益率”。这显然有些太急功近利了。其实, Disposable income more and more, so that people gradually get rid of “Penny broke into two flowers ” dilemma, and began to have the financial aspirations and needs. However, how to take care of personal assets, the current choice of channels is not much. There are many misunderstandings in people’s behavior. Misunderstanding one: quick success Interest-free now many commercial banks have opened a financial studio, a senior expert tailor-made financial planning for customers. The first words that almost every client can come to are “how much my money can add value” or “how much you can give me.” This is obviously something that is getting too quick. in fact,