2002年以来,行唐县金融机构借助银行信贷登记咨询系统,认真搞好贷前调查,严把贷款审批关,对不良信用者频亮“红灯”,使逃废银行债务者接连碰壁。截至3月中旬,已拒绝了有不良资信记录的近80家客户的贷款申请,避免了近1000万元的信贷风险。其主要措施: 一是搞好贷前调查。各金融机构发放贷款前,通过信贷登 Since 2002, the financial institutions in Xingtang County have made use of the bank credit registration consultation system to conscientiously do a good job of pre-loan investigation, strictly approve loans, and frequently “red light” bad credit users so that evasion bank debtors hit one after another. As of mid-March, nearly 80 customers with non-performing credit records were rejected for loan applications, avoiding nearly 10 million yuan of credit risk. The main measures: First, do a good job before the loan investigation. Before the loans are issued by various financial institutions, they are credited to credit