自2012年互联网金融的概念在国内首次提出以来,互联网金融行业一度成为市场投资和关注的热点。带着对行业前景的良好预期,众多资金和人才涌入,给这个年轻的行业带来了勃勃生机。然而,金融与互联网这两种不同属性和基因的事物相互融合,注定无法一帆风顺。随着行业种种乱象的曝光和政府互联网金融专项整治工作大幕的拉开,曾经广受热捧的“互联网金融”概念近期受到市场广泛质疑。无论是资本市场的投资者还是普通百姓,人们谈“互联网金融”而色变,也使得很多原 Since the concept of internet finance was first proposed in China in 2012, the internet finance industry has been a hot spot for market investment and attention for a time. With a good prospect of the industry expectations, the influx of large amounts of capital and talent, to bring this young industry vitality. However, the two different financial and Internet attributes and genetically integrated things are doomed not smooth sailing. With the exposure of all kinds of chaos in the industry and the curtain-up of the government special rectification work on Internet finance, the concept of “Internet finance”, once highly sought after, has recently been widely questioned by the market. Whether investors in the capital markets or ordinary people, people talk about “Internet Finance” and color change, but also makes a lot of the original