小微企业融资难制约着它们的发展,网络众筹作为一种新兴的融资方式,一定程度上缓解了融资难这个问题。本文通过对网络众筹下小微企业融资的优势及存在的问题进行分析,提出了完善其融资的建议与对策,使得网络众筹能更好发展,更好地为小微企业融资服务。 Difficult to control the financing of small and micro enterprises their development, online crowdfunding as an emerging means of financing, to some extent, alleviate the problem of financing difficulties. This paper analyzes the advantages and existing problems of small and micro enterprise financing by network crowdfunding, and puts forward suggestions and countermeasures to improve their financing so that the network crowdfunding can better develop and better serve the financing of small and micro enterprises.