近年来,我国积极鼓励大中型商业银行设立普惠金融事业部,推动金融供给下沉,以更好地服务实体经济.本文通过对大中型商业银行普惠金融事业部的设立、发展现状、存在问题等开展调查研究,对普惠金融事业部机制建设提出可行性建议,以期充分发挥商业银行普惠金融主力军的作用.","In recent years, China has actively encouraged large and medium-sized commercial banks to set up the Inclusive Financial Business Unit to promote the sinking of financial supply to better serve the real economy. This paper conducts investigation and research on the establishment, development status and existing problems of the inclusive financial department of large and medium-sized commercial banks, and proposes feasible suggestions for the mechanism construction of the Inclusive Finance Department, with a view to giving full play to the role of the main force of commercial banks inclusive finance.