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８０年代以来，美国经济增长强劲，在世界经济中地位再次上升，并从９０年代开始，发挥了世界经济增长“火车头”作用，创造了战后经济增长时间最长的记录。经济的快速增长，科学技术的突飞猛进，人均收入的不断提高，以及社会福利的日益完善，推动了住房消费市场的空前火爆，
Since the 1980s, the U.S. economy has enjoyed strong economic growth and has risen again in the world economy. Since the 1990s, the United States has played a “locomotive” role in world economic growth and has created the longest record of post-war economic growth. The rapid economic growth, the rapid advance of science and technology, the continuous improvement of per capita income, and the increasingly perfect social welfare have promoted the unprecedented popularity of the housing consumer market,