“证券化”并非在字典里才能查到 ,而是在金融市场中使用频率在不断提高的词汇。所谓证券化是指将不实施证券化就不能变现的金融资产转变成可流通的票据的过程。在美国和国际金融市场中 ,抵押贷款、汽车贷款、应收款、信用卡应收款以及其它各种金融资产的证券化正在越来越广泛 “Securitization” is not found in the dictionary, but rather in the growing frequency of use in financial markets. The so-called securitization refers to not to implement the securitization of financial assets can not be realized into a negotiable instrument of the process. Securitization of mortgages, auto loans, receivables, credit card receivables, and various other financial assets is becoming more widespread in the United States and in international financial markets