4月份以来,陆续开始有民间借贷资金链断裂的事件被披露,高息的民间借贷风险显现。今年以来,持续调控的货币政策累积效应开始逐步显现。最近,记者在浙江、广东等地调查时发现,存款准备金率的连续上调和控制全年信贷额度的控制使得商业银行贷款额度愈发紧张,众多企业和个人纷纷寻求民间借贷资金,民间借贷利率普遍上浮,近期甚至出现100%的高额年息。资金成本上升的压力必然将转嫁给贷款者,使中小企业资金困境加深。随着累积效应增加,4月以来陆续开始有民间借贷资金链断裂的事件被披露, Since April, one after another, there have been some reports of the rupture of the private lending funds chain. The high-interest private lending risk has emerged. This year, the cumulative effect of the continuous regulation and control of monetary policy began to emerge. Recently, the reporters found in surveys in Zhejiang and Guangdong that the continuous rise of the deposit reserve ratio and the control over the control of the annual credit limit made the commercial banks’ credit lines more and more nervous. Many enterprises and individuals sought private lending funds, private lending rates Generally go up, even in the near future 100% of the high annual interest rates. The pressure of rising cost of capital will inevitably be passed on to the lenders, deepening the plight of small and medium-sized enterprises. With the cumulative effect increased, one after another since April there have been cases of private lending funds chain rupture was disclosed,