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在相关政策的指引下,积极推广电子交易,提升金融业电子渠道交易替代率成为了当前最为主要的内容。尤其在金融贸易得到快速发展阶段,中国人民银行推出了《非金融机构支付服务管理办法》,并深刻阐明了第三方支付机构跨境外汇电子支付管理的重要意义。然而从整体角度分析,现阶段我国第三方支付机构跨境外汇电子支付管理因受到外界因素与内在环境的影响,其配套管理制度不健全,资金外流现象严重,所以在新时期,加强探究跨境外汇电子支付问题,并做好监督政策具有重大现实意义。
Under the guidance of the relevant policies, it is now the most important content to actively promote electronic transactions and upgrade the substitution rate of electronic channels in the financial industry. Especially in the stage of rapid development of finance and trade, the People’s Bank of China has introduced the Measures for the Administration of Payment Services of Non-Financial Institutions and profoundly expounded the significance of the third-party payment agencies’ management of electronic payment across borders. However, from an overall perspective, at this stage, the third-party payment agencies in China cross-border foreign exchange electronic payment management due to external factors and the internal environment, the supporting management system is not perfect, serious outflow of funds, so in the new era to strengthen the exploration of cross-border Foreign exchange electronic payment, and do a good job of supervision policy of great practical significance.