数据表明,浙江省金融机构中小企业贷款额远远高于广东省,而在中小企业类型结构方面,浙江省及广东省分别以民营企业和外资企业为主。本文通过分析外资企业经营特点对其融资行为的影响,从企业类型结构角度对导致两省中小企业融资情况差异的原因进行分析。 The data show that SME loans of financial institutions in Zhejiang Province are far higher than those of Guangdong Province. However, in terms of the type structure of SMEs, Zhejiang Province and Guangdong Province mainly focus on private enterprises and foreign-funded enterprises. This paper analyzes the impact of the characteristics of foreign-funded enterprises on their financing behavior, and analyzes the reasons for the differences in the financing conditions of SMEs in the two provinces from the perspective of the type structure of enterprises.