假如人人都能老老实实执行下面这些理财上的概念,至少坚持10年以上,那么,每一个人都能成为百万富翁。第一个理财概念:区分“投资”与“消费”区分“投资”行为与“消费”行为。一般人消费前,没有这种概念,学经济学的人消费前会考虑,这个消费是属于“投资”行为或是“消费”行为。先请看一个明显的例子: If everyone can honestly implement the following financial management concepts, at least for more than 10 years, then, everyone can become a millionaire. The first concept of financial management: the distinction between “investment ” and “consumer ” to distinguish “investment ” behavior and “consumer ” behavior. Before the average person consumes, there is no such concept. Anyone who studies economics should think about it before spending, whether it is “investment” or “consumer” behavior. Please see a clear example: