抓住粮改机遇 实施客户战略——安徽粮改现状和农发行信贷政策的现实选择

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粮食流通体制改革使企业从历史的“财务”包袱和“刚性”的政策性业务中“解脱”出来。为农发行选择和培植优质客户创造了条件。安徽粮改一年多来的实践看,国有粮食企业已具备了六个方面的较为宽松的经营条件。一是粮食市场全面放开,企业的全部购销活动,在国家宏观政策指导下,由企业自主决定,国有粮食购销企业正在逐步成为真正的生产经营决策者。二是国家仍给改制后的国有粮食购销企业以政策性扶持,支持其继续发挥主渠道作用。三是对企业的历史包袱再次进行了清理,分清了政策性挂账和 The reform of the grain circulation system has made enterprises “free” from the historical “financial” burden and “rigid” policy-oriented businesses. For the Agricultural Development Bank to select and cultivate high-quality customers to create the conditions. According to the practice of grain reform in Anhui over the past year, the state-owned grain enterprises have had more relaxed operating conditions in six aspects. First, the grain market is fully liberalized. All purchases and sales of enterprises under the guidance of the state’s macroeconomic policies are determined by the enterprises themselves. State-owned grain purchase and sale enterprises are gradually becoming the real decision-makers in production and operation. Second, the state still gives policy-oriented support to the reorganized state-owned grain buying and selling enterprises and supports them to continue to play the role of the main channel. Third, the historical burden on the business once again cleared up, and distinguish between the policy and account
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