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深入分析安徽保险业面临的形势,当前安徽保险业正处于三个阶段:一是发展的初级阶段。与全国平均水平相比,安徽省保险业在保险深度和保险密度上仍然存在很大差距;与周边省份相比,保险规模依然处于落后位置;与全省经济发展形势相比,与经济社会发展的需求不相适应;与市场经济发展要求相比,核心竞争力有待继续提高。当前,安徽省保险的覆盖面还不广,得到保险保障服务的人数不到全省人口的四分之一。保险产品同质现象普遍,区域发展不平衡,社会保险意识不强,保险在参与地方经济建设、社会公共体系建设和社会风险管理等方面的功能和作用发挥得不够充分。从另一个方面看,处于发展的初级阶段同时也意味着安徽保险市场还有很大的发展空间和潜力,需要不断开发和挖掘,将其转化为现实的发展资源。
In-depth analysis of the situation facing the insurance industry in Anhui Province, the current insurance industry in Anhui is in three stages: First, the initial stage of development. Compared with the national average, the insurance industry in Anhui Province still has a long way to go in terms of insurance coverage and insurance coverage. Compared with the neighboring provinces, the insurance industry is still in a backward position. Compared with the provincial economic development, The demand does not match; with the requirements of the development of the market economy, the core competitiveness needs to continue to improve. At present, the coverage of insurance in Anhui Province is not yet extensive, and the number of people receiving insurance support services is less than one quarter of the province’s population. The homogeneity of insurance products, unbalanced regional development, weak social insurance awareness and inadequate functioning and role of insurance in participating in local economic construction, social and public system construction and social risk management have not been fully demonstrated. On the other hand, being in the initial stage of development means that there is still great room for development and potential for the insurance market in Anhui Province. It needs constant development and mining to transform it into a real development resource.