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作为我国金融体系的一部分,民间融资越来越活跃。其作为中小企业重要的融资渠道,充分发挥了优化资源配置的功能,在国民经济发展中的影响力越来越大。然而,制度保障的缺乏使得民间融资产生了大量的负面影响,甚至扰乱金融秩序。本文通过对民间融资法律规制现状进行分析,提出针对性法律建议,制定科学的民间融资规范,使得合法的民间融资行为得到保护,引导其在法制的轨道上健康发展。
As part of our financial system, private finances are becoming increasingly active. As an important financing channel for SMEs, it has given full play to its function of optimizing the allocation of resources and has gained more and more influence in the development of the national economy. However, the lack of institutional guarantee has caused a large number of negative impacts on private financing, even disturbing the financial order. This article analyzes the status quo of legal regulation of private financing, puts forward some legal suggestions and formulates a scientific nongovernmental financing standard, so that the legal non-governmental financing behavior is protected and leads to its healthy development on the track of legal system.