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我国于20世纪50年代初建立的城镇医疗保险制度,在保障国民健康、促进经济发展、维护社会稳定等方面起到了重要作用。但是,随着社会主义市场经济体制的确立以及人口老龄化的到来,其存在的问题却日渐凸显。宁波市自2001年开始启动城镇职工医疗保险制度改革,在十几年的时间里基本完成了医保制度的全覆盖,制度体系不断完善,参保职工的医疗需求得到了切实保障。文章以宁波市的城镇职工医保制度改革与实践为主线,介绍了宁波市医疗保险制度改革和不断完善的现状以及所取得的成效。
The urban medical insurance system set up by our country in the early 1950s played an important role in safeguarding national health, promoting economic development and maintaining social stability. However, with the establishment of the socialist market economic system and the aging of the population, the existing problems have become increasingly prominent. Since 2001, Ningbo City started the reform of urban employee medical insurance system. In the past ten years, it basically completed the full coverage of the medical insurance system. The institutional system has been continuously improved and the medical needs of insured workers have been effectively protected. The article takes Ningbo City, the reform and practice of urban workers health insurance system as the main line, introduced the medical insurance system reform and continuous improvement of the status quo and the results achieved.