北京地区总部经济特点突出,企业直接融资能力较强,2007年非金融公司直接融资额首次超过银行新增贷款。为深入了解商业银行适应直接融资市场发展所做的经营行为调整,以及上述调整对中央银行金融宏观调控的影响,中国人民银行营业管理部实地走访了部分商业银行和企业,并对商业银行和企业作了问卷调查。 The economic characteristics of the headquarters in Beijing are prominent, and their direct financing capability is strong. In 2007, the direct financing of non-financial companies surpassed the new loans of banks for the first time in 2007. In order to gain a better understanding of the adjustment of the business activities of commercial banks to adapt to the development of the direct financing market and the impact of the above adjustments on the financial macro control of the Central Bank, the PBC Department of Business visited a number of commercial banks and enterprises on the ground and conducted discussions with commercial banks and enterprises Made a questionnaire survey.