一个普通的加拿大家庭的投资计划书中,常见的投资目标一般都有这样几项:养老,住房,子女的高等教育。高等教育在加拿大不是免费的,而且费用相当不菲。那么,加拿大人是如何通过投资理财的方式筹措这笔费用,政府又是通过什么样的鼓励措施,既帮助家庭,又引导家庭作长期投资,同时还实现了公平合理呢? In an investment plan for an average Canadian family, the common investment goals are as follows: pension, housing, children’s higher education. Higher education is not free in Canada, and costs a fair amount of money. So how can Canadians raise this cost by investing and managing their financial management? What kind of encouragement has the government adopted to help families and guide families to make long-term investments while achieving fairness and reasonableness?