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互联网是这个时代最伟大的变革。当互联网与金融相遇,这一发自民间的互联网金融创新从无到有,从萌芽到迅疾发展,它不仅承载了开放、平等、协作、分享的互联网精神,革新民众生活的方方面面,也彰显了新金融革命的意味,促进中国特色的社会主义市场经济向理想类型进一步迈进。然而,被誉之为“颠覆性、毁灭性、重构性”的互联网金融创新,究竟是金融创新、技术创新还是生产创新?它是否创造真实的社会财富?2014年异军突起的P2P,在将最先进的创新理念与最古老的高利贷金融融为一体时,为何出现“井
The Internet is the greatest change of this era. When Internet and finance met, the financial innovation from the private Internet spread from scratch to rapid development. It not only carried the Internet spirit of openness, equality, cooperation and sharing, but also innovated all aspects of people’s life. The new financial revolution means that the socialist market economy with Chinese characteristics will further advance its ideal type. However, whether it is financial innovation, technological innovation or production innovation, and whether it creates true social wealth, is the emergence of Internet finance innovation known as ”disruptive, devastating and reconstructional" When the most advanced innovation concept is integrated with the oldest usury finance, why