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近些年,随着我国经济的蓬勃发展,商业信用运用日益盛行,企业往往在应收账款中占用企业大量资金,那么在日常企业资金管理中,如何有效规避或降低出现的应收账款风险,盘活应收账款所占用的资金成为企业资金管理亟待解决的一个重要课题。而保理业务作为一项新兴的综合金融服务,在应对资金风险,加快企业资金周转方面起到了独到的作用,成为解决上述难题的重要途径之一。
In recent years, with the vigorous development of China’s economy, the commercial credit has become more and more popular. Enterprises often occupy a large amount of funds in accounts receivable. How to effectively circumvent or reduce the accounts receivable Risk, revitalize the accounts receivable fund has become an urgent need to solve the enterprise funds management an important issue. Factoring business, as a new integrated financial service, plays a unique role in dealing with capital risk and accelerating turnover of enterprises, and has become one of the important ways to solve the above problems.