目前 ,我国的保险经纪市场的发展现状与发达国家相比还存在一定的差距。制约我国保险经纪市场发展的因素很多 ,如经济发展水平 ,保险业的发展程度 ,投保人 (被保险人 )对保险需求的层次或品位 ,保险人对保险经纪人的认可程度以及监管部门对保险业的监管目标与监管方式等。因此 ,我国保险经纪市场的发展必须按照中国保监会的“高起点、规范化”的要求 ,做到规范化、职业化、市场化和国际化。 At present, the development of China’s insurance brokerage market still lags behind that of developed countries. There are many factors restricting the development of the insurance brokerage market in our country, such as the level of economic development, the development degree of the insurance industry, the level or grade of the insurer’s demand for the insurer (insured person), the degree of the insurer’s approval of the insurance broker, Industry regulatory objectives and regulatory approach. Therefore, the development of China’s insurance brokerage market must be standardized, professionalized, marketized and internationalized in accordance with the “high starting point and standardization” requirements of the CIRC.