金融改革其实从一开始,就是整个中国市场改革的一个重要组成部分。从国有银行改革到后来的利率逐渐的市场化,我们在这方面取得整个的进展还是很多的。包括目前绝大部分的银行资产都实现了,做建行的重组要做五年,做农行的重组要做四年,做了很多艰苦的国有企业向市场化机制转化的过程,包括网点的减少,利率市场化的推进也有了进展,贷款利率的上限已经打开,监管上同样是打开了。 In fact, financial reform from the very beginning is an important part of the entire Chinese market reform. From the reform of state-owned banks to the gradual liberalization of interest rates, we have made still much progress in this regard. Including the current vast majority of bank assets have been achieved, the restructuring of the Construction Bank to do for five years, so ABC restructuring to do for four years, a lot of hard state-owned enterprises to market-oriented mechanism of the process of transformation, including the reduction of outlets, Progress has also been made on the marketization of interest rates. The ceiling on lending rates has been opened up and regulation has also been opened up.