一、分贷政策背景要求统贷统还是在多部委确定中储粮作为国家委托的托市政策执行主体前提下,由中储粮对各委托收购企业托市收购所需贷款统一向农发行承贷;相反,分贷分还则是由委托收储企业分别向农发行贷款,不再经手中储粮。近年来,为便于资金的管理,贷款全由中储粮统一承贷,收购资金全由中储粮统一调度,质量由中储粮把关验 First, the loan-sharing policy requires the unified system of loans and loans or in a number of ministries and commissions to determine the grain as a commissioned entrusted by the State Council entrusted the implementation of the main body of the policy, by the grain storage companies entrusted to each of the acquisition of proprietorship loans required for loans to the Agricultural Development Bank loans; on the contrary, Dividends are sub-dividend is entrusted to the receipt and storage enterprises to the Agricultural Development Bank loans are no longer handled by stored grain. In recent years, in order to facilitate the management of funds, the loans are all borrowed uniformly from the grain reserves. The funds purchased are all controlled by the grain reserve in a unified manner. The quality of the loans is checked by the grain storage