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邮政储蓄自1986年开办以来,不到十年时间,就以其点多、线长、面广的优势取得了长足的发展,到今年初,全国邮储余额已突破了1000亿元大关,而江苏的邮储余额至4月末已超过100亿元,仅次于山东省列全国第二。这样的发展速度和规模,就是专业银行也不得不刮目相看。 速度有了,规模上了,邮储发展的困难相对也就更大了。为什么呢?一是专业银行与邮储的竞争势必进一步加剧,对储源的争抢将十分激烈;二是速度与规模达到一定程度后,基数相对高了,增幅受到制约是符合客观经济规律的。所
Since the opening of postal savings in 1986, less than a decade has passed since its establishment. Its postal savings have exceeded 100 billion yuan by the beginning of this year, The postal savings in Jiangsu by the end of April has more than 10 billion yuan, second only to Shandong Province ranked second in the country. Such a pace of development and scale, that is, professional banks also have to be admirable. Speed has, the scale is up, the relative difficulty of postal development is even greater. Why? First, the competition between the specialized banks and the postal storage is bound to intensify further, and the fight over the reserve sources will be fierce. Second, after the speed and size have reached a certain level, the base number is relatively high. The growth rate is constrained in line with the objective economic laws . The