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银行每逢月底、季末、年末的集体揽储行动,都成为投资者购买银行高收益率理财产品的好机会。国庆节前银行发行的理财产品预期收益率绝大部分超过了5%,远超2012年4.65%的水平,赚足了投资者的眼球。监测数据显示,10月5日-10月11日,72家银行共新发非结构性人民币理财产品546款,平均预期年化收益率为4.93%。从资金面看,季末和年末,银行间资金面依然呈现不宽松的局面,因此银行理财产品收益率仍将
Banks at the end of each month, the end of the quarter, the end of the collective Lan Chu operations have become investors a good opportunity to buy high-yield bank financial products. The expected rate of return of wealth management products issued by banks prior to National Day mostly exceeded 5%, well above the level of 4.65% in 2012, earning investors’ attention. Monitoring data show that from October 5 to October 11, 72 banks newly issued 546 non-structured RMB wealth management products, with an expected annualized rate of return of 4.93% on average. From the capital side, the end of the quarter and the end of the year, the inter-bank funds are still showing a non-accommodative situation, the bank’s financial products yield will still