最近,劳动部发出《关于职工医疗保险制度改革试点意见的通知》,对医疗保险基金的等集和使用作出了规定。医疗保险基金由个人医疗保险专户金、单位医疗保险调剂金、大病医疗保险统筹金组成。大病医疗保险统筹金按照单位职工工资总额的3—5%计提,由市、县劳动部门统一管理。单位医疗保险调剂金按照单位职工工资总额的2—3%计提,由市、县劳动部门委托用人单位管理。职工个人医疗保险专户金,由单位按照职工本人工资的5—7%记入职工个人医疗保险专户金,为职工个人所有。退休人员的医疗保险 Recently, the Ministry of Labor issued the Circular on the Opinions on Pilot Reform of Workers’ Medical Insurance System Reform, which provided for the equal collection and use of medical insurance funds. The medical insurance fund is composed of individual medical insurance special fund, unit medical insurance transfer fund, and serious illness medical insurance co-ordination fund. Major medical insurance co-ordinate gold in accordance with the unit wage of 3-5% accrued by the municipal and county labor departments unified management. Unit medical insurance transfers in accordance with the unit wage of 2-3% of the total accrual by the municipal and county labor department commissioned by the employing unit management. The personal medical insurance account of workers and staff members shall be credited to the employee personal medical insurance account of 5-7% of the employees’ personal salaries, and shall be owned by the employees themselves. Retirees medical insurance