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随着我国保险市场主体的快速增加、市场竞争日趋激烈。激烈的市场竞争最终会将低效率运营的保险公司淘汰出局。保险公司的破产已提到议事日程。为建立保险市场的退出保障机制,2004年底保监会颁布实施了《保险保障基金管理办法》。然而,解读《办法》,我们发现其存在诸多不尽如人意之处。而此时正时逢我国新《企业破产法》呼之欲出之际,如何根据新《企业破产法》的规定,完善我国完善保险市场主体的破产救济制度,文章根据新《企业破产法》修改之亮点,提出了几点建议。
With the rapid increase of the main body of the insurance market in our country, the market competition is getting fiercer and fiercer. Fierce market competition will eventually eliminate the inefficient operation of insurance companies out. Bankruptcy of insurance companies has been mentioned on the agenda. In order to establish an exit protection mechanism for the insurance market, the CIRC promulgated and implemented the “Measures for the Administration of Insurance Funds” at the end of 2004. However, when we read “the solution,” we find that there are many pitfalls. At this moment, according to the requirements of the new Bankruptcy Law, how to perfect the system of bankruptcy remedy that is the main body of insurance market in our country, according to the new revision of Enterprise Bankruptcy Law , Made a few suggestions.