论文部分内容阅读
车险赔付率高的原因是多方面的,但与假赔案、骗赔案的增多是分不开的,据业内统计,车险骗赔案的比例占总赔案的20%左右,并有逐年增多的趋势。通过对车险理赔、查勘定损工作长期的调查取证,我们将较为常见的假赔、骗赔现象总结如下,并提出相应的建议,供同行参考。
There are many reasons for the high rate of auto insurance loss, but it is inseparable from the increase of false claims and fraud cases. According to the statistics of the industry, the proportion of auto insurance fraud accounts for about 20% of the total compensation cases and there is a yearly Increasing trend. Through the long-term investigation and evidence collection of auto insurance claims and investigation of fixed losses, we will summarize the common fraud and fraud claims as follows and provide corresponding suggestions for reference of our counterparts.