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本文以“资源财产易受损害性框架”将城市贫困人口的资源财产加以分类，作为已大量存在的易受损害性／资源财产文献的一部分。这些资源财产既包括有形资产，如劳力和人力资本及人们不甚熟悉的生产力资产（如住房），也包括无形资产，如家庭关系和社会资本。对４个城市的调查表明，贫困人口是复杂资产组合的经管者，并说明资产管理如何影响到家庭贫困和易受损害性。将此框架行之于实践，便于为干预行动增加机会、排除障碍，以保证城市贫困人口有效地运用他们的资源财产。
This paper classifies the resource assets of the urban poor as part of a large stock of vulnerable assets that is vulnerable to the prejudice of resource assets. These resource assets include both tangible assets such as labor and human capital and productive assets (such as housing) that are less well-known to people, as well as intangible assets such as family relationships and social capital. Surveys on four cities show that the poor are managers of complex portfolios and how asset management affects family poverty and vulnerability. Putting this framework into practice will facilitate opportunities for interventions and remove obstacles to ensure that the urban poor can effectively use their resources and property.