当前,计算机网络广泛深入地应用于金融行业,并为金融业的发展注入了新动力。银行在应用计算机网络技术的同时,也面临着计算机网络出现的一些问题,从而引发金融的安全问题。因此,充分认识问题所在,研究安全防范措施,是保障银行健康发展和建立我国现代金融秩序的重要任务。笔者对网络银行及其法律环境作一粗浅探讨,供大家参考。一、发展概况网络银行是银行业电子化过程的较高级发展阶段,信息高速公路和宽带网技术,使信息经济发生了突飞猛进的变化,电子商务在激烈的竞争中越来越成为经济生活的重要方式,相应地,金融服务也必须适应发展需求,网络银行在发达国家仅仅十多年,已经走过了探索期、适应期,逐步进入了成熟期。我国 At present, computer networks are extensively applied to the financial industry and have injected new impetus into the development of the financial industry. Banks in the application of computer network technology, but also face some problems in computer networks, which led to financial security issues. Therefore, fully understanding the problems and studying safety precautions are important tasks for safeguarding the healthy development of banks and establishing the modern financial order in our country. The author of Internet banking and legal environment for a superficial discussion, for your reference. I. Development Overview Internet banking is a higher-level development stage of the banking electronicization process. The information superhighway and broadband network technologies have brought about rapid changes in the information economy. E-commerce has increasingly become an important means of economic life in the fierce competition Correspondingly, financial services must also meet the needs of development. With just over a decade of development in developed countries, online banking has gone through a period of exploration, adaptation and gradual maturity. My country