[引言]建立农村信贷的保险保障机制是一项政策性强、 涉及面广、艰巨复杂的系统工程。近年来,一些地方政府、农 信社、涉农部门在建立贷款的保险保障机制方面进行了有益 的探索和实践,取得了一定成效,积累了经验,同时也反映 出开展此项工作的难点和问题。建立农村信贷的保险保 [Introduction] The establishment of an insurance guarantee mechanism for rural credit is a systematic, extensive and arduous system project with strong policy implications. In recent years, some local governments, rural credit cooperatives and agriculture-related departments have conducted useful explorations and practices in the insurance protection mechanism for establishing loans. Some achievements have been made and experience has been accumulated. At the same time, this has also reflected the difficulties in carrying out this work. problem. Establishing insurance for rural credit insurance