银团贷款是国际金融市场最重要的融资方式之一。自20世纪60年代首笔银团贷款签署以来,作为间接融资的重要手段,已经成为国际金融市场主力融资工具,在项目融资、并购重组等领域,发挥了十分重要的作用。我国银团贷款业务从20世纪8 0年代起步,已有近3 0年的发展历程,在监管部门和中国银行业协会的指导和支持下,在银行同业的共同努 Syndicated loans are one of the most important forms of financing in international financial markets. Since the signing of the first syndicated loan in the 1960s, as an important means of indirect financing, it has become the main financing tool in international financial markets and has played an important role in such fields as project financing, mergers and acquisitions and reorganization. China’s syndicated loan business started from the 1980s and has been developing for nearly 30 years. With the guidance and support of the regulatory authorities and the China Banking Association, with the concerted efforts of the banks