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军人社会保险是国家依法建立的,在军人遇到伤残、疾病、复员、转业、年老、病故、牺牲等风险时,由国家和社会通过设立基金方式,给予一定经济补偿的社会保障制度。这种制度的实质,是根据保险学损失分担原理,将军人职业风险分散到国家和社会全体成员共同承担,并运用一定的经济手段来实现,从而使军人合法权益得到有效的保障。军人社会保险制度是军人社会保障体系的核心。建立军人社会保险制度既是当前国家社会保险制度改革提出的现实要求,又是军队建设的当务之急。
The social insurance for military personnel is a social security system established by the state according to law and given certain economic compensation by the state and the society through the establishment of a fund when the military personnel encounter the risks of disability, disease, demobilization, demobilization, old age, death, sacrifice, etc. The essence of this system is that according to the principle of sharing the loss of insurance, the occupational risk of military personnel is dispersed to all the members of the state and the community and shared by certain members of the public, and economic means are used to ensure that the legitimate rights and interests of military personnel are effectively protected. The military social security system is the core of the military social security system. The establishment of a military social security system is not only a realistic requirement put forward by the current national social security system reform, but also a top priority of army building.