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工商银行台州分行依托当地发达的民营经济,致力于发展个人信贷业务,取得了显著成效。他们加强市场调研,准确把握市场动向,及时调整信贷政策和竞争策略;根据客户需求的变化,不断创新贷款品种,简化业务操作程序,提供高效率、个性化服务;同时强化质量管理,建立特色鲜明的风险控制体系,谱写出了“理念先行、服务跟进、管理到位”的“个贷发展”三部曲。
Taizhou Branch of Industrial and Commercial Bank of China, relying on the well-developed local private economy, is committed to developing personal credit business and has achieved remarkable results. They strengthened market research, accurately grasped the market trends and adjusted credit policies and competitive strategies in a timely manner. They continued to innovate loan varieties according to changes in customer needs, streamlined operational procedures and provided highly efficient and personalized services. At the same time, they enhanced quality management and established distinctive characteristics Risk control system, and wrote a “loan development” trilogy of “concept first, service follow up and management in place”.