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我国的农业保险自恢复试办以来,发展较快,但是,农业保险在整个保险业中所占的比重仍较小,同农业经济在整个国民经济中的重要地位不相称。农业保险的发展面临若干困难,这些困难构成我国农业保险的四个特点。 1.我国的农业保险缺乏基本数据和资料。我国农业保险试办的时间不长,由于诸种因素的限制,缺乏有关农业保险的长期的完整的统计资料和数据,影响到农业保险的发展程度。
However, the proportion of agricultural insurance in the insurance industry is still relatively small, which is not commensurate with the important position of the agricultural economy in the entire national economy. The development of agricultural insurance faces a number of difficulties, which constitute the four characteristics of China’s agricultural insurance. 1. Our country’s agricultural insurance lacks basic data and information. Due to the limitations of various factors, the lack of long-term and complete statistical data and data about agricultural insurance affects the development of agricultural insurance in our country.