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新世纪的到来给整个社会带来了各种先进的福利,各型网络平台也如火如荼地发展着。与此同时,网络借贷已经成了大学生文不离口的话题。网贷平台确实为大学生的资金问题提供了很大的帮助,给学生带来了一定的便利。但是在实际研究中发现,大学生在借贷过程中出现了各种各样的纠纷,形成一定的负面影响。大学生网贷法律意识淡薄,也缺乏对网贷的正确认识。因此,本文通过对当代大学生的不良借贷行为引发的法律问题进行分析,并探讨相应的解决策略以供参考。
The advent of a new century has brought various advanced benefits to the entire society. Various types of network platforms have also been developed in full swing. At the same time, online lending has become a topic of unreasonableness for college students. Network loan platform does provide a great help to the financial problems of college students, to bring students a certain degree of convenience. However, in the actual study, we found that there are various kinds of disputes among college students in the course of lending, which have a certain negative impact. Students have a weak legal awareness of Internet loans, but also the lack of a correct understanding of Internet loans. Therefore, this article analyzes the legal issues caused by the bad loan behavior of contemporary college students and discusses the corresponding solutions strategies for reference.