中国银监会决定2006年在农村信用社全面推行贷款五级分类。贷款五级分类是现代银行全面、准确识别和监控信用风险的重要手段。近日,渭南银监分局对辖区内农村信用社贷款五级分类试点工作情况进行了模拟检查,发现存在的一些问题有待改进,以促进农村信用社贷款五级分类工作的全面 China Banking Regulatory Commission decided in 2006 in the rural credit cooperatives to implement the five-tier classification of loans. The five-tier classification of loans is an important means by which Hyundai Bank comprehensively and accurately identifies and monitors credit risk. Recently, Weinan Banking Regulatory Bureau conducted a five-level classification of rural credit cooperatives under the pilot area of ​​work carried out a simulation check and found that there are some problems to be improved in order to promote rural credit cooperatives five classified comprehensive