2004年,大地复苏,金融资本市场开始回暖。中国股市的利好消息正不断冲击着人们的耳膜,基金此段时间也有上佳表现,几大国有商业银行不甘寂寞,急于调整自己的市场姿态,尤其是招行等股份制银行,眼睛已然向下探视,苦苦寻找着新的市场机会。在青岛,刚刚浮出水面的海协信托公司在融资市场已是牛刀小试,其仅仅两单信托生意就为即墨市的城市建设圈进了几个亿的资金。由此,城市民间投融资的方式好像逐渐找到了新感觉。然而,让许多仍然在创业资金“半饱”的生死线上挣扎的企业失望的是,目前,国家宏观金融环境中还少有对民间小规模创业和经营的支持。银行因为操作成本问题不愿为低于十万或二十万元以下的投资者提供服务,而市场中比较活跃的典当业务也由于当期短和额度太小的缘故,不被创业者看好。日益发展的金融市场中似乎出现 In 2004, the earth recovers and the financial capital market begins to pick up. The good news from the Chinese stock market is constantly impacting people’s eardrums. The fund also performed well during this time. Several large state-owned commercial banks are anxious to adjust their market stance. Especially for the joint-stock banks like China Merchants Bank, Hard to find new market opportunities. In Qingdao, the newly emerged HSCEI trust company is already a small trial in the financing market. Its mere two single trust businesses have invested several billion in funding for urban construction in Jimo. As a result, urban private investment and financing seems to gradually find a new feeling. However, to disappoint many enterprises that are still struggling with the “half-full” capital of their start-ups, there are few existing supporters for small-scale start-ups and businesses in the macroeconomic environment at present. Banks are reluctant to provide services to investors under one hundred thousand yuan or two hundred thousand yuan due to operational costs. The relatively active pawn business in the market is also not favored by entrepreneurs due to the current shortfall and the small quota. Appears in the growing financial markets