由于特殊国情所致,邮政服务网络成为我国农村覆盖面最广且网点分布最多的公共服务体系。近年来,农村邮政储蓄业务的快速发展与完善为银电合作提供了一条重要的渠道。因为邮政网点在广大农村(尤其是中西部偏远农村)的全覆盖性,邮政储蓄成为农村客户银电 Due to the special national conditions, the postal service network has become China’s most extensive coverage of rural areas and the most widely distributed network of public service system. In recent years, the rapid development and improvement of rural postal savings business has provided an important channel for the cooperation between banks and banks. Because of the full coverage of the postal outlets in the vast rural areas (especially in remote rural areas in the central and western parts of the country), postal savings have become the rural customers’