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近两年互联网金融炙手可热,在金融界如果不能就互联网金融说出个一二三,都觉得落于人后了。一边发展火热,一边监管也随之而来。当前我国的互联网金融格局由传统金融机构和非金融机构组成。传统金融机构主要是传统金融业务的互联网创新以及电商化创新等,非金融机构则主要是利用互联网技术进行金融运作的电商企业、P2P模式的网络借贷平台,众筹模式的网络投资平台以及第三方支付平台等,这也
The past two years, hot Internet finance, if the financial world can not say a hundred twenty-three on Internet finance, all feel lagging behind. While the development of hot side of the regulation also will follow. At present, China’s Internet financial structure by the traditional financial institutions and non-financial institutions. Traditional financial institutions are mainly Internet innovations and e-commerce innovations in traditional financial services. Non-financial institutions are mainly e-commerce enterprises that use Internet technology for financial operations, P2P lending platform, crowdfunding model network investment platform, and Third-party payment platform, etc. This also