信贷资产质量低，不良贷款占比高一直是困扰农行经营管理的重要因素，为了回答贫困地区农行能否搞好信贷资产质量这一关键问题，我们选择了秦安、张川两个国定贫困县进行了调查，结果表明，答案是肯定的。时点比较成绩斐然1996年底，秦安县支行不良贷款2912万元，占贷款余额837 The low quality of credit assets and the high proportion of non-performing loans have always been an important factor plaguing ABC management. In order to answer the key question of whether ABC can improve the quality of credit assets in poor areas, we chose Qin’an and Zhangchuan two nationally designated poor counties The survey, the results show that the answer is yes. At the end of 1996, the non-performing loan of Qin’an County Branch was 29.12 million yuan, accounting for the loan balance of 837