浅析死亡保险的受益人○汪海波死亡保险的受益人是以被保险人死亡为给付条件的人身保险合同中指定的享有保险金请求权的人。受益人问题是死亡保险的核心问题。在实务中，通常对受益人的确定和受益金分配存在一些模糊认识，主要表现为：一是被保险人的雇佣关系人、债权关系... Analysis of the beneficiaries of death insurance ○ Wang Haibo beneficiary of death insurance is to pay the death of the insured person under the terms of the life insurance contract specified in the right to claim the insurance money. The beneficiary issue is the core issue of death insurance. In practice, there are usually some vague understanding of the identification of the beneficiaries and the distribution of the benefits, mainly as follows: First, the insured person’s employment relationship, claims ...