随着全球金融危机爆发,保险业发展和监管面临更为严峻的挑战。本课题分析我国保险业逆周期效应形成机制,梳理危机后国际金融监管改革经验,提出我国实施保险业逆周期监管过程中应关注的问题。 With the global financial crisis, the development and supervision of the insurance industry are facing more severe challenges. This thesis analyzes the forming mechanism of the countercyclical effect of insurance industry in our country, combs the experience of the reform of international financial regulation after the crisis, and puts forward the problems that should be paid attention to in the countercurrent regulation of the insurance industry in our country.