论文部分内容阅读
投保范围: 新华健乐投保范围下限为0岁。由于此险种承担疾病、意外身故和全残责任,考虑到0～16岁的幼儿出险的机会较多。投保人投保意向容易掌握,准客户人群也能扩大。对于投保年龄上限要求,新华健乐和康健的最高投保年龄为65岁,能适合很多已退休和收入减少、疾病发生率又较高的人群。保单红利的领取方式: 从红利的领取方式来看:健乐增额的红利领取方式较为单一,即只有在被保险人发生身故、全残(体恤)、重疾(慰问金)和合同非正常终止(特别红利)时,才能转为能被被保险人使用。由于
Coverage: Xinhua health insurance coverage of the lower limit of 0 years. As this insurance to bear the disease, accidental death and total disability responsibility, taking into account the 0-16 year old child more chances of danger. Insured intend to insure easy to grasp, prospective clients can also expand the population. For the upper limit of the insured age, Xinhua Jianle and Kang highest insurance age of 65 years, can be suitable for many retired people and income, the incidence of diseases and higher people. Welfare Bonus Collection: From the Bonus to receive the way of view: Bonus increase Bonus way to receive a more simple, that is, only in the death of the insured person, the entire residual (compassionate), severe illness (condolence payments) and contractual Normal termination (special bonuses), can be converted to be used by the insured. due to