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新年伊始,坚守多时的几家国有银行终于放弃首套房贷款基准利率1.1倍的阵地。北京、上海的建、工、农、中银行纷纷表示,首套房贷利率以基准利率为执行标准,在政策范围内执行差别化标准。部分外资银行甚至出现优惠利率折扣。一时间,房贷松动成为猜测政策松动的信号。面对正值低迷的楼市,此次银行利率调整,是否成为政策为楼市松绑的风向标?本刊结合相关媒体声音、专家视点、网友意见与大家一起对当前和今后的楼市及政策走向进行分析探讨。
At the beginning of the new year, several state-owned banks that persevere for a long time finally renounced the position of 1.1 times the benchmark suite loan rate for the first home. Beijing, Shanghai, construction, agriculture, agriculture, banks have said that the first set of mortgage interest rates to the benchmark interest rate for the implementation of the standard, the implementation of differential policies within the scope of the standard. Some foreign banks even have discounts on prime rates. For a time, mortgage loosening became the signal of the policy of speculation. The face of the downturn in the property market is positive, the bank interest rate adjustment, whether the policy has become the benchmark for the property market loosening? The magazine combined with the media voice, expert perspectives, friends comments with everyone on the current and future property market and policy trends analysis and discussion .